Why can't you ever get rich? Why can't a person get rich? Why many people can't get rich

First answer the question: what does wealth mean to you? Who is he, this rich man? Do not read further until you understand what this means for you.

Almost everyone wants to get rich. For many people, a rich person is a person who does not work. He lives for his own pleasure, he has a lot of money and his life is a fairy tale. Everything works out for him, he is healthy, handsome and loved. He is happy.

This image appeared in our heads thanks to movies, advertising and books.

Why do you need to become rich? The answer is simple. You think that when you become richer, you will become happier. It's a delusion.

There are many people who have money, who own many things, but they are poor if there is a feeling of worry and fear within them. Many luxurious huge houses are filled with unhappy people.

A poor person is not only a person who has no money. A poor person is someone who is unhappy.

For me, wealth is feeling grateful to life for its abundance. Abundance of air, light, love, opportunities for happiness. Abundance of money, my projects and goals.

Wealth is feeling grateful that I can walk, hear sounds, see the beauty of the world, my children.

Wealth is the time allotted to me to live. Wealth is an unlimited number of mistakes and opportunities to correct them.

This is my body, consisting of forty trillion amazing cells that every second do everything to keep me alive. My world takes care of me every second. My wealth is life itself. I start every day with gratitude.

The only reason for poverty is the idea that you can become rich in the future by doing something, adding things to yourself, status, achievements. But it is precisely this internal state of lack, fear and stress that closes money, love and joy from you.

The truth is that you can't become rich

You can be rich. Right now. Not tomorrow, not in 10 years. Just now.

But how can you be rich when you have a loan? When there are a lot of problems? When is money not enough for basic survival? Of course, we have to work. We must strive. We need to learn to do our job better. But most importantly, we need to give up the idea: when I get rich, I will be happier.

Poor people think like this. First I will get the money, achieve my goals, and only then I will be happy and grateful. This is the poverty trap. Life works differently. First give, then you will receive. First feel gratitude and joy, then the money will come.

The poor work three jobs. They think the secret to wealth is doing something special. Do more, more intensely. In some special way. But all your actions are not important! What matters is what you feel in your heart at this moment.

Becoming rich is impossible in the future. But if you feel joy and gratitude right now for all the abundance that is in your life, this abundance will certainly blossom in the future and bear the fruits of wealth and happiness. When you are now full of gratitude and joy, money, opportunities, all the things you need easily come into your life.

When you feel truly rich, your world will begin to change. You will see opportunities that have always been under your nose. You will be able to use these opportunities. And money, things and victories will come into your life effortlessly. Your inner wealth will manifest itself and reveal itself in all its glory.

Even those who seem to be satisfied with the current level of income, no, no, and even dream of getting rich someday: interest in “houses and ships”, a beautiful life and other delights available only to rich people, are periodically fueled by the media and television programs , beautiful photos on social networks. And there is nothing shameful in improving the level and quality of life, no matter what envious people and moralists say. Unfortunately, in trying to achieve financial stability and independence, most people do a lot of things. We found out that there are three reasons why you still haven’t managed to get rich: find out more in our article.

Reason one: you are afraid to manage money

The fear of managing both big and small money often begins in childhood. Many of us were taught by our parents that someone who has a lot of money is necessarily a dishonest person who made money by deceiving other people. After such information, many begin to believe that being wealthy and having a lot of money is an unnecessary excess, and already in adulthood they subconsciously avoid money, trying to get rid of it as soon as it appears. It's payday, and on the way home you see a fashionable coat worth a third of your monthly income? Let's take it! Do you need to upgrade your laptop, the cheap models are not impressive, you like the expensive ones, but you don’t have enough money for them? I don't care, we'll take a loan!

Of course, such tactics cannot lead to anything good: thanks to it, an already modest budget is blown away in a very short time. Fear of managing money, the desire to get rid of it as quickly as possible will not help you get rich: most likely, this will achieve the opposite effect. Incorrectly allocated funds can even force you to go into debt or take out a loan, and this is definitely not necessary: ​​we have previously talked about how a loan can ruin your life.

Reason two: you hate rich people

Many people deliberately hate the rich: they say that they are total thieves, it is unclear how they got rich, they are mad about their fat, and sometimes an ordinary person does not have enough even for the most necessary things. Of course, there is no point in denying that some people today are experiencing quite big problems with money: unfortunately, the problem of poverty has still not been solved.

Despite this, it’s definitely not worth hating rich people and money together with them: this will only make your situation worse. Such an attitude is completely unsuitable even for simply improving your financial situation - of course, we are not talking about getting rich. By experiencing negative emotions towards money, you have every chance of losing the motivation that could make you work in order to become richer. Idlers cannot get rich: in order to at least achieve something, they will have to put in a lot of effort. But this is the next part of our article.

Reason three: you dream a lot

There is a category of people who do not condemn money, wealth and the rich at all and even dream of something similar themselves, but alas, everything is limited to dreams. Professional castle builders do not believe that wealth must be earned or earned: on the contrary, they believe that one only needs to wait until Lady Luck deigns to turn her face to them. Such figures devote the bulk of their free time to dreams that will never come true. Despite the fact that dreaming is useful, you should not do it around the clock: there is a high risk of never achieving your plans.

With different companies. He is the co-founder of six projects, including the streaming service Twitch, which was sold to Amazon for $970 million in 2014. From 2014 to 2017, Kahn was a partner and mentor at Y Combinator, and then founded his own venture fund, Zero-F. At the end of July, Kahn spoke at a Y Combinator event, where startups that have gone through the incubator seek employees. He told us what it’s like to work in startups and what prospects there are for those who get jobs in small companies that go bankrupt one after another. "The Secret" translated this speech for you.

You shouldn't work at a startup because...

1. Startup management sucks

I always say this: There are two types of companies at Y Combinator. The first type is spaceships with poor management, the second is companies with poor management. In startups, no one ever knows what to do, you will have to get people to set goals, mentorship and advice.

2. You probably won't get rich.

Unfortunately, this is a fact. 95% of startups simply fail, and those that succeed can operate at a loss for a long time. Becoming the next Mark Zuckerberg is now almost impossible.

3. You won’t see stability.

Silicon Valley is not at all what it was ten years ago when I arrived here. Previously, there was just a bunch of people here who were united by the desire to do interesting things. Now the Valley is full of big business, mature companies where you can build a great career. If you want stability, a vacation twice a year, good insurance, and predictable income growth, you can find it all in the Valley. But not in a startup. Sometimes people come to me, want to get a job and ask: “Okay, what is your plan for five years?” And I say: “Dudes, what are you saying, we don’t have money for five years.” So if you want stability, go to Facebook.

You should definitely work at a startup because

1. You will be able to work on something that you are completely incompetent at.

And, most likely, you will succeed. Eight years ago I stood on this stage and talked about online television. At the end of the day we agreed with someone, the guy's name was Guim, Guillaume Lucchisano, he was a programmer from France. By the way, he received two offers, from us and from another startup, but he went to us because I offered $10,000 more. A year later, Guillaume was involved in the entire back-end of the site, which was in the top 20 on the Internet in terms of traffic volume - our site Justin.tv grew wildly over the year. He was not qualified for such work, and a large company would never hire Guillaume. After working with us, he became the co-founder of his own company, Tripple Bite.

2. After working at a startup, it’s easier to launch your own startup.

In 2012, I stood on stage at Y Combinator again and represented Exec. That was the day I hired Finbarr Taylor, who was then working as an engineer at Groupon. He really wanted to become a startup himself, but didn’t know where to start. When you want to somehow change your life, get into a new environment, do something different, it is very important to start communicating with people whom you strive to be like. One of my Twitch co-founders, Emmett Shear, says, “You're just like your five closest friends.” Of course, he says this not about me personally, but about people in general - your environment influences how you behave, what decisions you make, what business you do. So choose the right environment for yourself.

So, Finbarr soon met a partner, they made their own project, which, however, did not take off (they had a terrible idea, I tried my best to dissuade it). But a year later they came to Y Combinator with another project, the company Shogun, this is an online storefront builder for stores like Shopify, and it’s a really cool thing.

3. You will learn new things as quickly as possible

And it doesn’t matter at all whether your startup succeeds or fails. I have two examples with the opposite experience, these are two co-founders of the Cruise project, which is engaged in autonomous cars. The first one worked in a very successful startup before Cruise, and the second one did the opposite.

The first is former MIT student Kyle Vogt. Kyle is a real hacker, he can hack anything, get into anything. He became our senior VP engineer at Twitch, but it so happened that shortly after we hired him, we gave up building hardware. Namely, we hired him to create hardware, hardware. Kyle had a hard time, he didn’t know anything about scalable systems, and we only had this kind of work left for him. He had to grasp everything on the fly. He is a very smart and talented person, so he quickly built the entire architecture of the service. At first it was very bad, the service dropped all the time, about once every 36 hours. Every time everything broke down, we called Kyle - the poor guy never went on vacation, we didn't let him go.

One time he left work, our website crashed, we called him ten times, but he didn’t answer. Thank God we had his home address. We ordered him pizza and asked the courier to attach a note to the box: “Answer the phone, our website is down.” Such a pager. In general, in the end, Kyle built everything great, we sold Twitch for almost $1 billion, it grew into a huge and very cool thing.

The second example is my brother Daniel. We hired him (yes, I know what nepotism is) when we were doing a cleaning business, it seemed like a good idea to us. We didn’t know then how difficult and terrible it was. If possible, avoid working for cleaning services and startups. So, when things didn’t go well, we tried to sell it, we negotiated with the Handy company. The negotiations lasted forever, we constantly called each other and met with a bunch of lawyers, and at some point I couldn’t stand it and said: “That’s it, I’m going on vacation, and you sort it out.” This is not very responsible, but that’s what I did, and for the next month he had to sort out all the affairs of the deal while I hung out in Thailand. It was very difficult for Daniel, he read a bunch of books about hard negotiations, soft negotiations, all sorts of other negotiations, watched master classes, etc. In the end, he succeeded, we made a deal. Two years later, he became the co-founder of Cruise, and you all know the end of the story - they sold their company for $1 billion. Where do you think he learned to get that kind of money? That's right, in our stupid project, when I was selling it. So if the startup you work for fails, you won't end up losing. Your experience and your unique knowledge will always remain with you and will be useful in the future.

Each of us has a desire to become rich, but not everyone succeeds. Only a few achieve success, and the majority create problems for themselves, making everyone around them guilty of their failures. They blame both the family and the current government in the state. Only the “accusers” are never involved in their problems.

In this article we will tell you the main reasons for failures, and also try to give some tips for solving them.

Wrong place to earn money

All people have their own talent in a certain field of activity. If you develop and put maximum effort into your skill, sooner or later it will begin to generate income for you. It’s good when a skill is revealed in childhood, where parents and teachers at school help to see and improve it. However, a different situation often occurs when, despite the child’s wishes, parents force him to study for a profession that they like, after which the person gets used to “going with the flow” of society, which does not allow him to get rich in the future. Not everyone will be able to do something they don't like.

Wrong selection of idols

Very often, in the desire to become successful, people take as a role model a person who has already reached heights in a certain industry, after which they immediately relegate to the background a business that suits the person and helps his potential unfold, grabbing a job in which they understand little. Often the result is bad, not everyone is able to understand the business they don’t like, and the result probably won’t bring the income they expected.

Shortsightedness

Material security in our time is a very necessary aspect for any person who dreams of gaining wealth. Cash may be needed at any time, for example, for necessary investments in a profitable business. Many people deliberately do not plan their own budget and do not save money, because they believe that they do not have such an opportunity: “What is the point of investing several thousand a month in a piggy bank? This is very little money. If only I could save 10 times more.” As a result, they have no savings, and the excess is spent on unnecessary things.

Unjustified craving for prestige

In search of financial success, a person sees himself only in influential professions, thinking that they will lead to good results. For almost everyone, physical labor does not fall under the status of “prestigious tasks”, so priority is given to mental activity. This is a big mistake, since physical activity often brings material gains. No matter how sad it may sound, not all people are able to work in the mental sphere of activity, but the majority are eager to get there and, in the end, more capable opponents will always be many steps ahead of you, and you will remain in the last ranks instead of getting a good wages in the physical sphere.

Incorrect distribution of income

There are several groups of expenses: required and non-essential. The first category is utility coverings, medicines, and direct waste products. Second class: objects that are given unfounded statuses of greatness. Basically, these are figurines, paintings, talismans, accessories, etc. People who try to impress others without having enough money to do so will never achieve prosperity. Almost everyone has such “friends” who have photos hanging on all their walls where they are depicted with expensive cars, at resorts, or simply wearing all the jewelry lying on the shelf. However, in parallel with this, at the end of the month they borrow money for food. For those who have developed a habit of throwing money away without having financial security, it is extremely difficult to go beyond the poverty line.

Habits of successful people

Most rich people have a chain of certain habits instilled in them. It is very interesting that these habits are typical for wealthy people and do not attract the poor. Basically, among all habits there are 10 main ones:

1. Reading literature. People living in prosperity set aside separate time for reading, and the most important thing is that the books they choose are not entertaining, but general educational, motivating and historical.
2. Sport. All successful people never forget about physical exercise. Fitness, running, sometimes some types of martial arts, as well as other useful exercises not only for the body, but also for mental activity too.
3. Communication with people who have achieved success. Rich people prefer to associate with optimists who tend to be enthusiastic and stand out from others by being goal-oriented. And of course, they avoid communicating with negatively-minded people (pessimists) who rarely emerge from poverty.
4. Determination. Wealthy people achieve their dreams without listening to the opinions of others. People with weak character rarely become successful because they cannot keep money for a long time.
5. Early rise. Not always, but often wealthy individuals who enjoy looking at themselves wake up several hours earlier than the start of the working day in order to begin work with a clear head and a fresh mind.
6. Multiple sources of profit. Successful individuals create several income-generating projects at once - this is the only way to make a sustainable profit.
7. A competent mentor. If you want to become successful, then do not try to convince everyone of your independence in any area. If you were offered help by a person who is better at running a business than you, then why not accept such help? Don't let advice fall on deaf ears.
8. Optimism. Prosperity comes from people who stand out from other people with their unconventional, positive thinking. They always believe in the best and are not afraid to look problems in the eye.
9. Good manners. Knowledge of the rules of etiquette and culture of speech always reveals successful people. Usually, it’s just pleasant to communicate with them, but there are also rich boors, but if they had tact, their fortune would jump significantly.
10. Mutual assistance. A wealthy person always cares not only about his own welfare, but also provides help to others, after which it is easy for him to found a team to accomplish any goal.

How to get material success?

Most people believe that it is impossible to become rich without a certain education, parents or other relatives with an impressive fortune, but there are still rules for achieving the desired result.

Observe the following points:

• The first step to getting rich is the need to reflect on your decisions to become rich, compare its bright and dark sides, and either approve your decision or leave it.
• Next, you should create a plan and display all the goals in it. Wealthy and poor people often differ in that the rich can have their lives planned out for months, and maybe even years, in advance. Successful individuals understand what they are doing and what they are striving for. Decide what heights you would like to reach in business in five years and what is needed for this.
• Look for landmarks. Find a role model. This could be a person who is developing in a field of activity that is understandable and close to you. Study the biographies of famous and successful personalities, see where they started and how they went to success.
• The fourth step will be to adopt manners and habits from successful and wealthy individuals. Learn their mannerisms and try to implement them into your daily life. Drop all your complaints, imaginary problems - give up the position of a victim.
• Review your social circle. Try to avoid communicating with “sufferers”; do not charge yourself with a bad attitude. Make more acquaintances with optimists who only go forward and are able to charge others with a positive attitude.
• Invest correctly. Finances need to be put into circulation. If you simply debug funds for a “rainy day”, then there is a big risk of losing them. Sign up for an investment education course. Look among your friends for those who understand this, talk to them, ask for help. After investing your money wisely, you will receive passive income.
• Be patient. Many millionaires rose from scratch, but often along the way they lost the achievements they had achieved, but did not give up, but moved forward again. If you stop at the first defeat, then you are unlikely to achieve prosperity. Don't give in to a bad attitude and go towards success.
• Be financially savvy. If a person does not know how to manage what he earns, then he will never accumulate large capital. It's funny, but most of the poor people who won large sums in the lottery returned to poverty after a while due to the inability to properly manage the wealth they had received.

Basic basics of financial literacy:

• Try to save up to 15% of your regular income. Make this money an emergency reserve and put it into circulation in the future.
• If you have debts, then get rid of them, allocate money to pay off the debt from each of your income and give up the idea of ​​taking on new ones.
• Read more literature on the topic of financial literacy, attend business trainings. Create a financial plan and take action.

Practical exercises to help you become rich

And now, when you roughly understand how strong the motivation for material growth should be, we can move on to practice. So, let's look at a few exercises that will help you on the path to wealth.

Exercise #1 – Eliminating the Poor Man's Mindset

When you begin the path to achieving your goal, your consciousness will put forward protests, and your mind will constantly “whisper” that failure awaits ahead. Most likely, doubts will arise in your own abilities and envy will awaken towards individuals more successful than you.

Do not give up under any circumstances, but begin to fight these feelings that limit your movement. For a more effective fight, use these exercises:

• As soon as a feeling of despondency awakens in you, you lose faith in your strength, immediately retire to some quiet, deserted place and simply take a few minutes from your schedule to relax and unwind, closing your eyes.
• Unleash your imagination and imagine that you have a huge fortune and can get everything you want with just the snap of your fingers. Leave reality, your financial situation doesn’t matter now.
• Play rich man. Do you think the game is useless? It's not like that at all. Such entertainment is very useful for our subconscious because it expands real boundaries. Just imagine your thoughts materializing.
• Now wish wealth on other people. Then think about those individuals towards whom you feel envious because of their financial situation. You're still in the game, remember? You are now on an equal footing with others financially. No, you have even more money! Well, wish them to be wealthier. Think about the cash flows going directly to them. Let them become even more powerful every second, until they begin to drown in these streams.
• Now redirect financial flows to yourself. The more you wished financial well-being for others, the more you will receive in return.
• Wish yourself and those around you all the best and quietly whisper to yourself: “I will be rich, because I am worthy of it.”

Exercise No. 2 – Make a plan for your own wealth

So, now that you have gotten rid of unnecessary thoughts that make you doubt yourself, you can specify and approve your plans in more detail:

1. Decide on the amount of finance you would like to earn and imagine everything down to the smallest detail. Currency and location where they are located. For example: wallet, bag, hands, safe, whatever.
2. Use your imagination, imagine what the bills look like, their smell, what they feel like, how they rustle when you leaf through them.
3. Determine the date by which you would like to receive this amount.
4. Decide how much of your profit you will put into circulation to get an even larger amount. Set yourself up for investment. Then, imagine exactly how many times you will increase your budget.
5. You should spend the rest of the amount on yourself; think carefully about what you buy.

After completing the exercises, whisper again that you will succeed and continue working with renewed vigor.

Conclusion

As you already understand, in order to achieve financial wealth, first of all, you need to change your thinking and behavior. This is not an easy and lengthy process of self-improvement, which will ultimately lead you to financial prosperity.

The point of this article is that you can get all the benefits you want, achieve great success and recognition from others. You just need to work on yourself and get out of your comfort zone.

To do this, you just need to be “obsessed” with your dream, goal, desire. Have courage, and most importantly, faith in yourself.

There is a whole scientific concept about how to get rich. Moreover, as a scientific discipline, it is accurate and supported by reliable facts and evidence. Wealth and its acquisition have certain patterns. And everyone who learns to use them in life will become successful.

Truly rich people know and successfully use the laws of wealth to increase their wealth. In reality, these patterns are fairly simple rules that anyone can use in everyday life. But in contrast to them, there are also rules of poverty.

12 reasons why people can't get rich

1. There is no clear understanding of the final goal. Often for a poor person, wealth seems to be a rather vague concept, promising all earthly blessings. But you need to have a clear idea of ​​what you really want. It is impossible to achieve anything if you don't even know what you should strive for.
2. The goal must be clearly fixed. Having completed it in a few steps, you can move on to other horizons, moving the bar higher and higher. For many, wealth is a “floating”, not fixed sky-high goal that does not have clear contours. This is a fundamentally wrong and obviously erroneous path.
3. You should always choose this target, which you can really achieve. Otherwise, you will only be disappointed. But the goal must be set in such a way that you can actually realize it with maximum effort.
4. Many people, having determined the goal and even thought about the steps, never begin to move towards the final result, constantly postponing the start of a “new life” until tomorrow. It would seem that everything is clear and simple. To achieve something, you need to act, but passive people only console themselves with dreams of prosperity, without doing anything to bring it into reality.
5. Necessary make achieving your goal your absolute responsibility, that is, direct all efforts to achieve it. Of course, you will encounter obstacles and various difficulties along the way, this is inevitable. But they should be considered only as a source of new experience. Never give up, and then all difficulties will be surmountable.
6. Lack of a clear achievable action plan, which would allow the plan to be realized. There is no need to include winning the lottery as an item. Each step must be very clearly calculated, moreover, you must form a realistic idea of ​​\u200b\u200byour own capabilities. They may not be that big, it just means that you will have to overcome a little more points on the way to your goal.
7. Not fulfilling the points of your plan. Even if a person has a plan, he does not follow it, pushing his desired final goal away from himself into an even more uncertain distance. If you have drawn up a clear, realistic step-by-step plan, then implement it, no one will do it for you.
8. People who shift responsibility for their failures to others, are doomed to failure. They read a lot and turn to experts, but do nothing themselves. This is the main mistake of those who will remain poor forever. Good advice is a great help in achieving your goal, but you need to use it for it to work.
9. People often give in to difficulties that you meet along the way. The very first obstacle can forever discourage you from continuing to follow your plan. But in life, everything does not go smoothly. Once again, I repeat that difficulties are inevitable. You need to remain calm and look for a way to overcome them, and there is always a way out in any situation, you just need to learn to see it and not give in to emotions.
10. There is a complete lack of control over finances. It is necessary to constantly keep painstaking records of your income and expenses, to maintain a family budget as if it were a real accounting department. Otherwise, you will never understand the sources of your income and expenses, you will not see the real state of affairs. As a result, you can suffer a crushing fiasco.
11. Others' ideas people, including erroneous ones, influence the adoption of the final perhaps a fateful decision. There will always be “well-wishers” in your environment who will convince you that nothing will work out. Sometimes they even call themselves your friends, but the very thought that you, having the same potential, will break out of the cycle of poverty is unbearable for them. Therefore, such people will always try to keep you in place. Don't trust them, trust only yourself.
12. Lack of a good mentor. This component is very important, because there must be a person who will support and advise in a difficult situation, help with advice and constantly motivate you to take the next step. Moreover, the mentor himself must be successful, otherwise it will turn out something similar to “the blind leading the blind.” If there is no such person, then read more similar literature, communicate on forums, watch a motivational video.

How to avoid annoying mistakes?

Now you know why people can't get rich. How many of these patterns prevail in your life? Analyze the entire list carefully and you will find many matches. But remember that everything in our life is surmountable, and he who is forewarned is forearmed. Therefore, immediately begin to act by correcting annoying errors.

You don't have to hit a brick wall, just follow the path that works and it will work. Particular attention should be paid to the last points, although in general, each of them is very important. These patterns are described in the book by Anthony Robbins, so start your path to gaining wealth at least with his works, where you can find a lot of useful information.

But you shouldn’t get hung up on studying books, you need to act, that’s the only way to reach the final goal. Value your time, use every minute to take one more small step forward. Time is the most valuable resource you have; you shouldn’t waste it lying on the couch. Of course, sometimes it is useful to relax, but this can only be done as a reward for achievement. If you achieve your goal, treat yourself, but never forget not to rest on your laurels. This is a direct path to stagnation, and therefore to further degradation.

Another important point - do not bend to various unfavorable circumstances, do not let yourself be broken. Even if you encounter an obstacle on your way, and this, by the way, is inevitable, try to pull yourself together and turn off negative emotions. And then you will definitely succeed.